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MERIX Cashback Mortgage

A lump sum of cash with your mortgage for whatever comes next.
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How does the MERIX Cashback Mortgage work?


With the MERIX Cashback Mortgage, you’ll get a lump sum of cash right when your mortgage closes, giving you the freedom to use it in a bunch of different ways. It’s flexible and easy, with different amount options to choose from. At MERIX, our goal is to help you make your new house feel like home from day one.
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How Cashback checks out:


  • Available for both Fixed and Adjustable Rate Mortgages, so you can choose what works best for you
  • Offered for both new purchases and mortgage transfers, whatever your situation, we’ve got you covered
  • Get up to 5% of your mortgage amount in cashback when your mortgage funds — right when you need it most
  • With prepayment privileges, you stay in control, and can still pay down your mortgage faster
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Flexibility to help you make your house a home.

The MERIX Cashback Mortgage puts cash in your pocket when your mortgage closes*, giving you breathing room to tackle whatever comes next. Whether it’s moving expenses, fixing up your home, or getting your finances in shape — you’ve got options! It’s a smart, flexible solution your broker can help tailor just for you. Because sometimes, the best perks come from having the right guide.

*Cashback funds cannot be used for down payment.
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What you do with your MERIX Cashback funds is up to you

The possibilities are (almost) endless! Check out a few of them below:
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Making your move easier

Cashback can help cover moving and closing costs, so you can focus on settling into your new home without the added stress of upfront expenses.
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Creating a home you love

Use Cashback funds to renovate, buy new furniture, or add those personal touches that make a new space truly feel like yours.
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Setting yourself up for financial success

Pay down high-interest debt or boost your financial foundation with your Cashback, and start your homeownership journey strong.
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