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Knowledge is Advantage

I am a Mortgage Broker
  • Annual Customer Survey

    And now it’s time to hear from you! Receiving feedback directly from our clients has been the most effective way for us to improve the customer service experience. Help us serve you better and take a couple of minutes to complete the Valued Client Survey. Your feedback is important to us. Once you have completed… Read More »

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  • Why use a mortgage broker?

    At the end of 2011 Gillian Livingston, from Globe and Mail authored an interesting article entitled “Why use a mortgage broker”. “It’s (Using a mortgage broker) is the most efficient way to get the best-priced and best-structured mortgage,” she says. “Bottom line.” The article is explains the how the home buying process can be daunting… Read More »

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  • Buying a House? Don’t go to the Bank

    A few months ago Lesley Corgie wrote an article published in Metro Canada.  The article caught many Canadian’s attention as it shed light on how independent mortgage brokers have access to a wide variety of lenders and work on your behalf, to get you the best deal.  Corgie, then stated “Based on my research, mortgage… Read More »

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  • Which Home is Right for you?

    So, you’re ready for your first home, Congrats! To help you get started here are a few things to determine if the property is right for you… How far is the commute to work? Factor in the time and cost of fuel. A long and expensive travel may not be ideal in the long-term. Where… Read More »

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  • Mortgages: A Head Scratcher For Consumers

    Article written by Boris Bozic on the 24 Jan 2012 We, the consumer, read about these mortgage issues in the media and try to understand but the complexity of these issues leave us somewhat baffled. The Bank of Canada decided to leave the overnight lending rate at 1%, and we’re all but assured that rates… Read More »

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Fixed Rate Mortgage

A fixed rate mortgage is a loan based on an interest rate guaranteed for a specific amount of time. With a fixed rate mortgage, you are able to “lock in” the current interest rate and therefore your mortgage repayments will remain consistent for the duration of your mortgage term. This gives you the peace of mind that your mortgage payments will remain constant even when market conditions become unfavorable or MERIX prime rate increases.


  • Repayments remain the same for your whole term
  • Provides peace of mind for borrowers concerned about interest rate increases
  • Allows more precise budgeting

Please speak with your qualified Mortgage Broker to help you determine if a fixed rate mortgage is right for you.

Questions or Comments:

If you have any further questions or comments on these products, please do not hesitate to get in touch with your MERIX approved mortgage broker or contact us today!

If you currently do not have a mortgage broker, you can choose one from our approved list, in the Approved Mortgage Broker section of this website.


6 month 5.50%
1 Year 2.69%
2 Year 2.69%
3 Year 2.79%
4 Year 2.89%
5 Year 2.99%
6 Year 6.25%
7 Year 6.25%
10 Year 6.45%


3 Year P*
5 Year P*-.30%

Rates Disclaimer »

We partner with the best mortgage brokers in the country who are committed to providing you with only the best service. MERIX Financial has an enviable record of building exclusive partnerships with leading Mortgage Brokers across the country. Click here to find a mortgage broker near you!


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