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Knowledge is Advantage

I am a Mortgage Broker
  • Signs That You’re Ready to Buy a House

    We understand that buying a home is a huge step, and it can make you nervous to take the plunge. If you’ve always wanted to be a home owner, you might have asked yourself “How do I know if I’m ready to buy a house?” We’re here to help you. Of course, the final decision… Read More »

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    Ready to buy Feature FINAL
  • Tips to Boost your Credit Score

    Are you considering purchasing a home, car, property, or taking out any sort of loan it probably does? Then you might want to consider boosting your credit score. We’ve put together a few tips to help you improve or maintain your credit score. Unfortunately, there’s no overnight cure to raise your cre dit score. Raising… Read More »

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    Boost your Credit Feature
  • Why use a mortgage broker?

    At the end of 2011 Gillian Livingston, from Globe and Mail authored an interesting article entitled “Why use a mortgage broker”. “It’s (Using a mortgage broker) is the most efficient way to get the best-priced and best-structured mortgage,” she says. “Bottom line.” The article is explains the how the home buying process can be daunting… Read More »

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  • Buying a House? Don’t go to the Bank

    A few months ago Lesley Corgie wrote an article published in Metro Canada.  The article caught many Canadian’s attention as it shed light on how independent mortgage brokers have access to a wide variety of lenders and work on your behalf, to get you the best deal.  Corgie, then stated “Based on my research, mortgage… Read More »

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  • Which Home is Right for you?

    So, you’re ready for your first home, Congrats! To help you get started here are a few things to determine if the property is right for you… How far is the commute to work? Factor in the time and cost of fuel. A long and expensive travel may not be ideal in the long-term. Where… Read More »

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Fixed Rate Mortgage

A fixed rate mortgage is a loan based on an interest rate guaranteed for a specific amount of time. With a fixed rate mortgage, you are able to “lock in” the current interest rate and therefore your mortgage repayments will remain consistent for the duration of your mortgage term. This gives you the peace of mind that your mortgage payments will remain constant even when market conditions become unfavorable or MERIX prime rate increases.


  • Repayments remain the same for your whole term
  • Provides peace of mind for borrowers concerned about interest rate increases
  • Allows more precise budgeting

Please speak with your qualified Mortgage Broker to help you determine if a fixed rate mortgage is right for you.

Questions or Comments:

If you have any further questions or comments on these products, please do not hesitate to get in touch with your MERIX approved mortgage broker or contact us today!

If you currently do not have a mortgage broker, you can choose one from our approved list, in the Approved Mortgage Broker section of this website.


6 month 5.50%
1 Year 2.29%
2 Year 2.29%
3 Year 2.54%
4 Year 2.74%
5 Year 2.79%
6 Year 6.25%
7 Year 6.25%
10 Year 6.45%


3 Year P*
5 Year P*-.30%

Rates Disclaimer »

We partner with the best mortgage brokers in the country who are committed to providing you with only the best service. MERIX Financial has an enviable record of building exclusive partnerships with leading Mortgage Brokers across the country. Click here to find a mortgage broker near you!


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